Gary Harmon, REALTOR®, DRE#01007062, 760-745-1220, Allison James Estates & Homes
Below are “all” Ocean Hills listings that are currently available. All listings, all Realtors, all the time.
For your personal tour of Ocean Hills listings and to see the great Ocean Hills amenities , contact Gary Harmon. Call or text 760-745-1220. All original content by Gary Harmon, Seniors Real Estate Specialist.
Schedule your tour to see any Ocean Hills floor plans by using the contact info below. This website contains all Ocean Hills attached homes and all Ocean Hills detached homes floor plans. Below is an example of the Athena plan. You can see information about all floor plans or just go to specific floorplans.
Athena Floor Plan
The Athena floor plan or Athena model is a great one story or single story floor plan in Ocean Hills Country Club. There are usually Athena models available for tour.
The Athena floor plan gives you considerably more room than the smaller Palma and Delphi floor plans. If you would like to see a Athena model home or other Ocean Hills homes, please contact Gary Harmon for your free, personal tour.
Would like to share this letter that I just received from a satisfied Ocean Hills Country Club buyer.
“Dear Gary,
Buying and closing on a house at Christmas/end-of-year, requires patience, quick thinking, and most of all, a through dedication to keeping all the players on the same page.
Everyone was distracted, except you. Many thanks for a job well done! You are a superstar and deserve 5+ stars.
Warm regards,
Robert Sage”
I always try to provide service that is above and beyond my clients expectations. If you would like to experience that type of service for yourself, please call me at 760-745-1220. You will find that I am a Realtor that promptly answers all phone calls.
For your free tour of Ocean Hills Country Club, call Five Star Award Winner, Gary Harmon, your Seniors Real Estate Specialist. Then, just “pencil me in.”
When you get a document that has been notarized, what does it actually mean? It only means that the notary completing the certificate verifies only the identity of the individual who signed. They do not verify the validity of the document to which it is attached.
When buying Ocean Hills real estate, you need an expert to help you navigate the maze of complex documents. Gary Harmon is a Seniors Real Estate Specialist and will use his 25 years of experience to make sure every step of your transaction is done in the right way.
HUD is changing the rules for doing reverse mortgages as of March 2, 2015. These anticipated changes are creating a rush by reverse mortgage applicants to get grandfathered in under the old less stringent rules. One of the current requirements for obtaining a reverse mortgage is that applicants must go through counseling with an FHA approved counselor. Because time is running out before the changes take effect, counselors are getting booked up and people are experiencing a difficult time arranging for their counseling session. Reverse mortgage specialist are advising prospects to get their counseling done ASAP. If you decide to get a reverse mortgage, then you will have a much better chance to get in before the deadline. The counseling certificate is good for 6 months.
If you are considering using a purchase reverse mortgage to buy a home in Ocean Hills Country Club, I can put you in touch with a reverse mortgage specialist. Just contact me, Gary Harmon, your Seniors Real Estate Specialist.
If you are considering buying an Ocean Hills home using a reverse mortgage, you may want to know how much down-payment is required. The answer isn’t always simple and depends on your age or the age of your spouse, whichever is younger. See table below.
HEMC Reverse Mortgage Chart
HECM for purchase financing can make it easier and more affordable for Ocean Hills Country Club buyers 62 and older. They can buy an Ocean Hills home that better fits their lifestyle, without ever having to make a monthly mortgage payment. The chart above shows hypothetical examples of the down payment required with this type of mortgage option.
If you have ever considered a reverse mortgage, I have several different lenders that I could refer to you that are knowledgeable in the area.
Contact Gary Harmon, your Seniors Real Estate Specialist.
The number one reason why many people don’t move to Ocean Hills may not be what you think. See answer below…
Photo by Gary Harmon
You may think it is because of the high Ocean Hills Country Club homeowners fees. NO! When you consider what you get for your monthly fee, OHCC homeowners due may actually be a bargain. If you live outside of Ocean Hills, you probably have a larger yard. Counting your water cost and the cost of a gardener, cost of your alarm system, and cost of basic cable, you probably are already paying more than Ocean Hills assessments and getting far less.
Maybe you think residents in Ocean Hills are too old and that you may not fit in. No! Residents in Ocean Hills Country Club are very active. There are clubs and activities for all age levels. People tend to make friends with others in Ocean Hills with similar interest and abilities.
The number one reason that people don’t move to Ocean Hills is, “People cannot get their existing home sold for the price they are asking.” ” You can’t ask too much for your home and then try to buy an Ocean Hills home cheaply. It never works in Ocean Hills and seldom works in other communities. Ask a fair price and expect to pay a fair price. I haven’t seen the home you currently have for sale, but it the market is good and your home isn’t selling, your home is over priced. Don’t believe me, adjust your price downward and it will soon be sold.
Good luck in selling your existing home. And if you can go by my many Ocean Hills buyers, buying in Ocean Hills is definitely worth it.
For your convenience, I am adding a 2013 Charger schedule to my blog.
For real estate information in Ocean Hills Country Club including listings of Ocean Hills homes, contact Gary Harmon.
Ocean Hills Home Ownership After Retirement
Photo by Gary Harmon
Owning an Ocean Hills Country Club County home that meets your retirement needs is an important consideration in securing your lifestyle and security during your golden years. Developing a sustainable plan that covers your living expenses, including mortgage payments, with spending and savings is a critical part of your retirement planning. Balancing the security of your Ocean Hills home’s equity with cash flow needs should be part of your plans. Most retirees contemplate how active their income will allow them to be, while maintaining savings to support a long life and unexpected events. Remaining in your home provides equity, safety and security. Financial advisors recommend reducing living expenses by downsizing; some opt for second homes in senior living communities; others choose the security of assisted living arrangements.
Gary Harmon, your Real Living Lifestyles Realtor, and Craig Laursen, mortgage lender are knowledgeable, experienced and committed to helping North County over 55 home buyers and sellers make wise decisions affecting their retirement years. We work with estate planners, financial advisors and counselors to support you. We are excellent real estate negotiators and we know San Diego. We’ll work to qualify you for mortgages that utilize retirement income; for homes located in age restricted communities and other considerations that affect real estate transactions for retirement age buyers.
Our goal is to be part of your retirement team to help you execute your retirement plans that involve home ownership and mortgage decisions.
To get more real estate information reguarding buying an Ocean Hills home, getting an Ocean Hills Country Club tour, or to get lending information, contact Gary Harmon.
My appreciation goes out to Craig Larsen, a North County mortgage loan originator, for providing this article.
5055 Dassia Way is the hottest new listing to hit Ocean Hills Country Club this week. It is the popular Paros floor plan.
Listing Remarks: Built in 1998, one of Ocean Hills newest homes, this Paros model has a great culdesac prime location. Lush front yard, dramatic front courtyard entry with stamped concrete complete welcome you. Park like, and very private, rear yard with raised dining area & built in bbq provide a great place for relaxing or entertaining. Newer, neutral carpet and tile, plantation shutters, built in speakers in lr, mbr and family room add to inside charm. The master bedroom is downstairs and has a soothing spa tub.. Upstairs is a professional built in office & guest bedroom. Enjoy the spacious kitchen with island, built in pantry, and eating area.
Supplement: Ocean Hills offers the best in over 55 real estate at the upscale, affordable, retirement living community. Ocean Hills is like living at a vacation resort. This exclusive guarded and gated community sits high on a hill 30 miles from downtown San Diego. It is inland about 5 miles from the coast. There are greenbelts throughout the Ocean Hills to give the feel of separation and space. There are no green fees since these are included as part of the association fees. Ocean Hills Country Club homes enjoy the great year round San Diego mild weather. Health Care: There are good health facilities near Ocean Hills. Tri-City Medical Center is a designated cardiac and stroke treatment facility. Shopping: There is also an abundance of shopping available near Ocean Hills homes. Besides the many fine neghiborhood shopping centers, there is Carlsbad Regional Mall. Just to the south, also in Carlsbad is the Carlsbad Outlet Center featurning high end fashion at discount prices. Architecture: The architecture found in Ocean Hills Leisure Village and the street names are inspired by Mediterranean Sea Villages and Aegean hill towns, with red tiled roofs and bougainvillea-covered white stucco walls. There are 1633 of these 55+ North County senior homes in the Ocean Hills. Association and Management Company: The association maintains all Ocean Hills homes exteriors. It also maintains the front yards from your front gate to the street. Ocean Hills Country Club is managed by Professional Community Management (PCM). This Ocean Hills retirement community has won over 10 major national and regional awards including the Gold Nugget Grand Award for Best Retirement Senior Community.
This Ocean Hills home was listed by Gary Harmon, Real Living Lifestyles, Friday, March 29th. If you would like to see this home or just get more information about this listing or Ocean Hills homes, contact Gary Harmon.
For other listings available in Ocean Hills see Ocean Hills Country Club homes for sale.
Estates & Homes
DRE #01007062
Text 760-745-1220